A WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, users are increasingly preferring to digital channels for their financial needs. This shift has led to a reduction in branch locations, and many institutions are consolidating existing branches to streamli

Free cash flow (FCF) is a crucial metric for investors and business leaders alike. It reflects the actual cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can indicate a healthy and sustainable business, capable of investing. Understanding how to determine FCF and optimally man